Napier AI

Napier AI is an AML/KYC and financial-crime compliance platform built for banks, fintechs and payment firms. It screens transactions and customers in real time, runs perpetual risk scoring and helps compliance teams investigate and act on high-volume alerts without adding headcount.

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Features of Napier AI

Single Continuum™ platform that unifies data, operational controls and financial-crime workflows.

Real-time transaction monitoring engine that spots suspicious patterns in high-frequency payment streams.

100+ out-of-the-box AML typologies and rules that can be tuned to your risk policy in minutes.

Instant sanctions, PEP and adverse-media screening with visual match analytics and explainable results.

Automated customer screening at onboarding and periodic reviews to surface hidden risk signals.

Perpetual Customer Risk Assessment (pCRA) that fuses KYC, screening and transaction events into a live risk score.

Multi-jurisdiction rulebook manager—configure and test region-specific AML policies from one console.

Production-grade sandbox for safe model & rule testing before go-live.

Deploy natively in the cloud, on-prem or as an overlay that plugs into existing compliance stacks.

Use Cases of Napier AI

Retail banks use it to monitor domestic wires, deposits and ATM activity and auto-escalate unusual behaviour.

Payment processors screen cross-border transfers against OFAC, EU and UN lists in milliseconds to block prohibited payments.

Compliance officers refresh customer risk ratings daily and prioritise KYC reviews without manual spreadsheets.

Global banks tailor AML thresholds by country to meet local regulatory expectations while running one central platform.

Fintechs modernising legacy AML systems add Napier as an API-first layer for screening + monitoring without a rip-and-replace.

Data scientists test new typologies in the sandbox, compare alert precision and push the winner to production in hours.

Investigators open an alert, view a timeline of matched rules, counterparty networks and supporting docs, and file SARs faster.

FAQ about Napier AI

QWhat is Napier AI?

Napier AI is an enterprise-grade AML, KYC and financial-crime compliance platform that screens transactions and customers in real time and keeps risk scores up to date automatically.

QWhich compliance problems does it solve?

It detects suspicious transactions, screens against sanctions/PEP/adverse-media lists, maintains perpetual customer risk ratings and streamlines investigation workflows—all in one place.

QCan it handle very high transaction volumes?

Yes. The engine is built for sub-second processing of millions of events per day and scales horizontally in the cloud or on-prem.

QHow do I integrate it with my existing systems?

Via REST APIs, batch file drops or as a white-label UI. You can deploy it stand-alone or overlay it on top of legacy AML tools.

QWhat is pCRA?

Perpetual Customer Risk Assessment—an always-on model that recalculates every customer’s risk level by combining screening hits, transaction anomalies and KYC changes.

QDoes it offer testing and simulation?

Yes. The built-in sandbox lets you replay historical data, tweak rules and measure false-positive rates before pushing changes live.

QIs there research or industry data available?

Napier publishes the annual AML Index and other reports that benchmark typology performance and emerging risk trends across markets.

QIs pricing publicly listed?

No. Pricing is tailored to transaction volume, modules deployed and integration model; you can request a quote through the website.

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